{"id":3603,"date":"2020-11-20T13:20:22","date_gmt":"2020-11-20T12:20:22","guid":{"rendered":"https:\/\/www.combell.com\/en\/help\/?post_type=ht_kb&#038;p=3603"},"modified":"2025-05-28T17:24:48","modified_gmt":"2025-05-28T15:24:48","slug":"online-payments","status":"publish","type":"ht_kb","link":"https:\/\/www.combell.com\/en\/help\/kb\/online-payments\/","title":{"rendered":"Online Payments"},"content":{"rendered":"\n<p class=\"wp-block-ht-blocks-messages wp-block-hb-message wp-block-hb-message--withicon is-style-info\">Using the latest version of SiteBuilder (since May 2022)? <br><strong><a href=\"https:\/\/www.combell.com\/en\/help\/kb\/how-to-set-up-payment-methods-in-sitebuilder\/\">Follow our updated guide<\/a><\/strong><\/p>\n\n\n\n<p>The process of receiving money for your sales via an online payment method involves three parties:<\/p>\n\n\n\n<ul>\n<li>Your store.<\/li>\n\n\n\n<li>The payment gateway: a special system, located outside your store but connected to it on a programming level, that processes your customers&#8217; credit cards (or e.g. PayPal accounts) and does charging<\/li>\n\n\n\n<li>Your merchant account at the payment gateway connected to your bank account.<\/li>\n<\/ul>\n\n\n\n<p>To put it simply, your store connects to the payment gateway, transmits the order details, the payment gateway processes the customer&#8217;s credit card and transfers the money to your merchant account. Then you can withdraw the funds to your bank account and pay your bills or go on vacation.<\/p>\n\n\n\n<p>Online payment methods can be narrowed down to 2 options:<\/p>\n\n\n\n<ul>\n<li>Accepting credit\/debit cards.<\/li>\n\n\n\n<li>PayPal, a leading payment processor in US presently. To provide credit card payment option, you should choose a payment gateway through which your funds will be processed. So your next question is&#8230;<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-payment-gateway-should-i-choose-for-my-store\">What payment gateway should I choose for my store?<\/h2>\n\n\n\n<p>Choosing a payment gateway means choosing a company (payment processor) who meets the following criteria:<\/p>\n\n\n\n<ul>\n<li>They accept payments in your region (i.e. where you live or run your business) and allow paying with your currency. It could be a company working solely in your country like PayPal, etc).<\/li>\n\n\n\n<li>Their services meet your business requirements.<\/li>\n\n\n\n<li>Their plans and prices suit your budget. Most of the payment systems apply transaction fees. To learn exact fees, you should contact customer service of the payment company that you&#8217;re considering. Below you will see a full list of payment gateways that are already connected.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-online-payment-methods-can-i-use\">What online payment methods can I use?<\/h2>\n\n\n\n<p>Here is a list of all online payment methods that work. The payment methods below do not require programming knowledge and are already integrated into your store. Just pick a payment method in the Payments tab of your store and follow the instructions.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>Payment Gateway<\/th><th>Support Countries<\/th><\/tr><\/thead><tbody><tr><td>Square<\/td><td>USA, Canada, Australia, UK, and Japan<\/td><\/tr><tr><td>PayPal (Standard, Advanced, Express Checkout, Payflow Link, Payments Pro Hosted)<\/td><td><a href=\"https:\/\/www.paypal.com\/us\/webapps\/mpp\/country-worldwide\" target=\"_blank\" rel=\"noopener\">200+ supported countries<\/a><\/td><\/tr><tr><td>Stripe<\/td><td><a href=\"https:\/\/stripe.com\/global\" target=\"_blank\" rel=\"noopener\">20+ supported countries<\/a><\/td><\/tr><tr><td>Authorize .Net SIM<\/td><td>USA, Canada, UK, Australia and New Zealand<\/td><\/tr><tr><td>2Checkout<\/td><td><a href=\"https:\/\/www.2checkout.com\/global-payments\" target=\"_blank\" rel=\"noopener\">200+ supported countries<\/a><\/td><\/tr><tr><td>First Data Global Gateway e4<\/td><td><a href=\"https:\/\/www.firstdata.com\/global-selector.html#change\" target=\"_blank\" rel=\"noopener\">140+ supported countries<\/a><\/td><\/tr><tr><td>Payeezy<\/td><td>USA and EU<\/td><\/tr><tr><td>Allied Wallet<\/td><td><a href=\"https:\/\/support.ecwid.com\/hc\/en-us\/articles\/207102139\" target=\"_blank\" rel=\"noopener\">190+ supported countries<\/a><\/td><\/tr><tr><td>American Express<\/td><td>USA, UK, France, Germany, Mexico, and Australia<\/td><\/tr><tr><td>ArsenalPay<\/td><td>Russian Federation<\/td><\/tr><tr><td>Authipay Payment Gateway<\/td><td>UK and Ireland<\/td><\/tr><tr><td>Bambora Online Checkout<\/td><td>USA, Canada, Sweden, Norway, Denmark, Finland, Australia, and New Zealand<\/td><\/tr><tr><td>Beanstream (Hosted Payment Form)<\/td><td>USA and Canada<\/td><\/tr><tr><td>BitPay<\/td><td><a href=\"https:\/\/support.bitpay.com\/hc\/en-us\/articles\/360000123366-What-countries-or-jurisdictions-does-BitPay-support\" target=\"_blank\" rel=\"noopener\">29 supported countries<\/a><\/td><\/tr><tr><td>Boleto Online<\/td><td>Brazil<\/td><\/tr><tr><td>CC Avenue<\/td><td>India<\/td><\/tr><tr><td>Checkout Finland OV<\/td><td>Finland<\/td><\/tr><tr><td>CoinPayments<\/td><td><a href=\"https:\/\/blog.coinpayments.net\/about-us\" target=\"_blank\" rel=\"noopener\">180+ supported countries<\/a><\/td><\/tr><tr><td>Datatrans Payment<\/td><td>Switzerland<\/td><\/tr><tr><td>Dwolla<\/td><td>USA<\/td><\/tr><tr><td>eWAY Rapid<\/td><td>Australia and New Zealand<\/td><\/tr><tr><td>(via <a href=\"https:\/\/www.ecwid.com\/apps\/paymentgateways\/mollie-pg\" target=\"_blank\" rel=\"noopener\">Mollie<\/a>)iDEAL (via Mollie)<\/td><td>Netherlands<\/td><\/tr><tr><td>IntellectMoney<\/td><td>Russian Federation<\/td><\/tr><tr><td>Instamojo<\/td><td>India<\/td><\/tr><tr><td>iPay88<\/td><td>Southeast Asia (including Malaysia, Philippines, Thailand, Indonesia, Vietnam, Singapore and a few others)<\/td><\/tr><tr><td>iPay88 Philippines<\/td><td>Philippines<\/td><\/tr><tr><td>iPayment<\/td><td>Germany<\/td><\/tr><tr><td>Lemon Way<\/td><td>EU<\/td><\/tr><tr><td>Mercado Pago<\/td><td>Argentina, Brazil, Chile, Colombia, Mexico, Venezuela, Peru, and Uruguay<\/td><\/tr><tr><td>MOLPay<\/td><td>Southeast Asia<\/td><\/tr><tr><td>Mollie<\/td><td>EU<\/td><\/tr><tr><td>Moneris eSELECTplus(Hosted Paypage)<\/td><td>Canada<\/td><\/tr><tr><td>MultiSafepay (iDEAL, credit cards, Giropay, DIRECTbanking, etc)<\/td><td>EU<\/td><\/tr><tr><td>Network Merchants<\/td><td>USA and EU<\/td><\/tr><tr><td>NextPay.ru<\/td><td>Russian Federation<\/td><\/tr><tr><td>Nochex<\/td><td>UK<\/td><\/tr><tr><td>PagSeguro UOL<\/td><td>Brazil<\/td><\/tr><tr><td>PayFast<\/td><td>South Africa<\/td><\/tr><tr><td>PayAnyWay<\/td><td>Russian Federation<\/td><\/tr><tr><td>PayJunction<\/td><td>USA<\/td><\/tr><tr><td>PayKeeper<\/td><td>Russian Federation<\/td><\/tr><tr><td>PayLeap<\/td><td>USA and Canada<\/td><\/tr><tr><td>PayOnline<\/td><td>Russian Federation<\/td><\/tr><tr><td>PaySto<\/td><td>Russian Federation<\/td><\/tr><tr><td>Paystack<\/td><td>Nigeria<\/td><\/tr><tr><td>PaySera<\/td><td><a href=\"https:\/\/www.paysera.com\/v2\/en\/faq\/where-paysera-works\" target=\"_blank\" rel=\"noopener\">180+ supported countries<\/a><\/td><\/tr><tr><td>PayTM<\/td><td>India<\/td><\/tr><tr><td>Paytrail (former Suomen Verkkomaksut Oy)<\/td><td>Finland<\/td><\/tr><tr><td>PayU Money<\/td><td>India<\/td><\/tr><tr><td>PayUbiz<\/td><td>India<\/td><\/tr><tr><td>PayU Latam<\/td><td>Argentina, Brazil, Chile, Colombia, Mexico, Panama, and Peru<\/td><\/tr><tr><td>PayU Russia<\/td><td>Russian Federation<\/td><\/tr><tr><td>PostFinance Payment<\/td><td>Switzerland<\/td><\/tr><tr><td>Rave by Flutterwave<\/td><td>USA, Nigeria, Kenya, Ghana, and South&nbsp;Africa<\/td><\/tr><tr><td>Razorpay<\/td><td>India<\/td><\/tr><tr><td>Realex Payments\/Global Iris<\/td><td><a href=\"https:\/\/company.globalpayments.com\/locations\" target=\"_blank\" rel=\"noopener\">50+ supported countries<\/a><\/td><\/tr><tr><td>Redsys<\/td><td>Spain<\/td><\/tr><tr><td>Robokassa (Webmoney, Yandex.Money, etc)<\/td><td>Russian Federation<\/td><\/tr><tr><td>SafexPay<\/td><td>India<\/td><\/tr><tr><td>Sage Exchange<\/td><td>USA<\/td><\/tr><tr><td>Sberbank<\/td><td>Russian Federation<\/td><\/tr><tr><td>Sepa<\/td><td>EU<\/td><\/tr><tr><td>Tinkoff Payments<\/td><td>Russian Federation<\/td><\/tr><tr><td>Tpay.com<\/td><td>Poland<\/td><\/tr><tr><td>Virtual Cart Services<\/td><td>South Africa<\/td><\/tr><tr><td>WalletOne<\/td><td>Russian Federation<\/td><\/tr><tr><td>Worldpay Business Gateway<\/td><td><a href=\"https:\/\/www.worldpay.com\/global\/about\/regional-expertise\" target=\"_blank\" rel=\"noopener\">140+ supported countries<\/a><\/td><\/tr><tr><td>Worldpay Online Payments<\/td><td><a href=\"https:\/\/www.worldpay.com\/global\/about\/regional-expertise\" target=\"_blank\" rel=\"noopener\">140+ supported countries<\/a><\/td><\/tr><tr><td>Yandex.Kassa<\/td><td>Russian Federation<\/td><\/tr><tr><td>Zapper<\/td><td>USA,&nbsp;UK, EU, Australia, and South Africa<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-do-i-need-to-start-accepting-credit-cards\">What do I need to start accepting credit cards?<\/h2>\n\n\n\n<ol>\n<li>Open a bank account where you will transfer the money from your purchases.<\/li>\n\n\n\n<li>Find a payment company\/processor from the list above.<\/li>\n\n\n\n<li>Create an account with the chosen company.<\/li>\n\n\n\n<li>Configure the payment method in your store according to instructions from our knowledge base.<\/li>\n\n\n\n<li>Make sure it works properly. A recommended way would be to create a test product, e.g., $0.01 and try to buy it as a usual customer. If the payment is setup correctly, your order will be recorded in Accepted status in your control panel.<\/li>\n<\/ol>\n","protected":false},"excerpt":{"rendered":"<p>The process of receiving money for your sales via an online payment method involves three parties: To put it simply, your store connects to the payment gateway, transmits the order details, the payment gateway processes the customer&#8217;s credit card and transfers the money to your merchant account. Then you can&#8230;<\/p>\n","protected":false},"author":1,"comment_status":"closed","ping_status":"closed","template":"","format":"standard","meta":{"footnotes":""},"ht-kb-category":[344,21],"ht-kb-tag":[],"acf":[],"_links":{"self":[{"href":"https:\/\/www.combell.com\/en\/help\/wp-json\/wp\/v2\/ht-kb\/3603"}],"collection":[{"href":"https:\/\/www.combell.com\/en\/help\/wp-json\/wp\/v2\/ht-kb"}],"about":[{"href":"https:\/\/www.combell.com\/en\/help\/wp-json\/wp\/v2\/types\/ht_kb"}],"author":[{"embeddable":true,"href":"https:\/\/www.combell.com\/en\/help\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.combell.com\/en\/help\/wp-json\/wp\/v2\/comments?post=3603"}],"version-history":[{"count":6,"href":"https:\/\/www.combell.com\/en\/help\/wp-json\/wp\/v2\/ht-kb\/3603\/revisions"}],"predecessor-version":[{"id":4470,"href":"https:\/\/www.combell.com\/en\/help\/wp-json\/wp\/v2\/ht-kb\/3603\/revisions\/4470"}],"wp:attachment":[{"href":"https:\/\/www.combell.com\/en\/help\/wp-json\/wp\/v2\/media?parent=3603"}],"wp:term":[{"taxonomy":"ht_kb_category","embeddable":true,"href":"https:\/\/www.combell.com\/en\/help\/wp-json\/wp\/v2\/ht-kb-category?post=3603"},{"taxonomy":"ht_kb_tag","embeddable":true,"href":"https:\/\/www.combell.com\/en\/help\/wp-json\/wp\/v2\/ht-kb-tag?post=3603"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}